Privacy Policy

Effective Date: 11 December 2025

Platform: Skutus – The Universal Market for Students

1. Introduction

Welcome to Skutus, an online marketplace designed for students and graduates to buy and sell products conveniently. Your privacy is very important to us. This Privacy Policy explains how we collect, use, protect, and share your personal information when you use Skutus.

By registering or using our platform, you agree to the terms described in this policy.

2. Information We Collect

Personal Information

• Full name
• Email address
• Phone number
• School or store address
• ID card or verification document (e.g., student ID, government ID)
• Bank or payment details (for transactions and withdrawals)

Activity Information

• Login details and device type
• Products you view, post, or buy
• Transaction history
• Communication between buyers and sellers

Automatic Data

• IP address
• Browser type and version
• Cookies and session information
• Device location (if permission is granted)

3. How We Use Your Information

• Create and manage your account
• Verify your identity and prevent fraud
• Process transactions and send payments
• Improve our platform and services
• Communicate updates, offers, or support information
• Enforce our Terms of Service and Seller Policy
• Ensure the safety and security of users

4. How We Protect Your Information

• All sensitive data (like passwords and bank details) are encrypted.
• We use secure server connections (HTTPS).
• We never sell your information to third parties.
• Access to your data is limited only to authorized Skutus staff.

5. Sharing of Information

We may share limited information only in the following cases:

• With payment processors to complete transactions.
• With courier or logistics partners for order delivery.
• With law enforcement when required by law.
• With third-party tools (e.g., analytics) to improve site performance.

Skutus does not sell or rent your personal data to advertisers or external businesses.

6. Cookies and Tracking

Skutus uses cookies to:

• Keep you logged in
• Personalize your shopping experience
• Analyze website performance

You can disable cookies in your browser settings, but some features may stop working properly.

7. Verification and Identity

To keep our marketplace safe:

• Students may be asked to verify with their school ID card.
• Graduates and other sellers must provide store or valid identification.
• Skutus may contact you via email or the platform for additional verification.

Failure to verify may result in account suspension.

8. Your Rights

• Access the information we hold about you
• Request correction or deletion of your data
• Withdraw consent for marketing communication
• Close your account at any time

To exercise these rights, contact: privacy@skutus.com

9. Data Retention

We retain your data only for as long as necessary to comply with legal or accounting requirements, complete pending transactions, and improve safety. When no longer needed, data is securely deleted or anonymized.

10. Children’s Privacy

Skutus is intended for users aged 16 years and above. We do not knowingly collect information from minors. If we discover that a child’s data has been submitted, it will be deleted immediately.

11. Refund and Payment Security

All payment transactions on Skutus are protected with secure gateways like Paystack. Refunds are processed according to our Refund Policy under the Seller Policy section.

12. Policy Updates

We may update this Privacy Policy periodically to reflect new laws or improvements. Any changes will be posted here with the “Last Updated” date. Continued use of Skutus after updates means you accept the new terms.

13. Contact Us

If you have questions or complaints about this Privacy Policy, contact us at:

Email: support@skutus.com

Website: www.skutus.com

Our Motto

“The Universal Market for Students.”